We understand that in today’s society there are many reasons why a person who is able to demonstrate affordability may have poor credit. Having poor credit will not preclude you from driving one of our vehicles. That said, we apply common sense in our underwriting.
We operate on a traffic light system;
Green = You are accepted without the need for a deposit or supporting documents.
Amber = You have not been accepted or rejected, however, we require further information before we make our decision.
Red = Unfortunately you will not be able to secure a car from NVG.
If you are classified as amber, we may require supporting documents. They may include, but are not limited to;
The average time for a decision on a personal application is 3 hours, however, this may be extended should we have to wait for supporting documents.
… Remember, demonstrating affordability is key!
You could not get a better company to work with than NVG - Grant and his team are an absolute joy to work with - be straight with them, and you will get the same back!
The process was quick and simple, I found out that my application was accepted within 24 hours, paid my refundable deposit and within 3 weeks I had a new vehicle outside my property, I even had a choice of colours.
I have known the senior management of NVG for many years during the course of our business together, upon retiring I lost my company car required a short term vehicle - NVG secured a beautiful BMW X5. I will be sorry to see it go, however I look forward to replacing it with a brand new one.
Always easy and simple to deal with.
Grant is an absolute gem, anyone wants a car him & NVG are the way forward. You have my business always.
I have now had 3 cars from NVG and each time the process has been so smooth and straight forward. Grant and the team are a pleasure to work with and I have no hesitation in recommending him in the future. If you need a lease vehicle these are the guys to speak to.
Great service all the way through, first time I was in contact with Grant he worked magic for me and each time I have since swapped the car over Grant himself and all the team have been brilliant.
After being messed about from others companies. I managed to get in touch with Grant for a new vehicle. The whole process was smooth and no crazy amount of initial payment. I only payed refunded deposit & I managed to get the vehicle within 15 to 18 days..
Love the team here - have 4 cars from them and great service!!
I have been working with NVG for 2 years and they have consistently provided an excellent service to myself and our fleet of drivers. Knowing that I’m able to rely on Marc and the team to discuss with our drivers their individual requirements, and deal with all the initial negotiation & specification directly with them makes my job significantly easier. For a one stop solution for vehicle requirements I would certainly recommend NVG.